Is everyone's share the same here?

Yes — that is what this page is for. If people should pay different amounts, because some were there longer or some costs were not shared, the group expense splitter lets you divide each cost differently.

Why is the person who paid most sometimes not paid by everyone?

Because routing every payment to one person is not always the shortest way to settle. The page matches the largest debt with the largest credit repeatedly, which can mean one person pays another who is owed less.

What does rounding do to the total?

Only the payments are rounded. The page then states how much the rounding moved in total — usually a few rupees — so the group can decide who absorbs it.

Settle Up Calculator

Everyone says what they paid; get who pays whom to even it out.

Everything runs inside your browser. Your files never leave your device.

Ask about Settle Up Calculator

Questions about what this tool does, which option to pick, or what it can and cannot handle.

The question you type here is sent to an AI provider to be answered — your files and whatever you put in the tool above are not, and the assistant cannot see them. Answers are generated and can be wrong. The tool itself is not guessing: it runs deterministic code on your device.

About the Settle Up Calculator

Sometimes nobody kept a list. The weekend is over, four of you paid for different things, and all anyone remembers is roughly what they personally spent. That is enough. Type each person's total into this settle-up calculator, and it works out who should pay whom so that everybody ends up having spent the same.

The arithmetic is short to describe and tedious to do in your head. Add everything up, divide by the number of people, and compare each person's spending with that fair share. Those who spent more are owed the difference; those who spent less owe it. Then match debtors to creditors so the fewest payments change hands.

The second step is where mental maths goes wrong. With four people it is tempting to have everyone pay the one who spent most, which can produce three payments where two would do, or a payment from someone who is actually owed money. The page always gets it down to at most one fewer payment than there are people.

Everyone in the list shares equally, including anyone who paid nothing at all — put 0 against their name rather than leaving them out, or they would escape their share. If the costs did not divide evenly — someone was only there for one night, or a couple should count as two — use the group expense splitter instead, where each cost can be divided its own way.

Settling to the exact paisa is rarely how money changes hands between friends. Round the payments to whole rupees or to tens and the page does so, and reports exactly how much the rounding moved so nobody wonders where it went.

How to use it

1List everybody, with the total each one paid.
2Put 0 against anyone who paid nothing — they still owe a share.
3Read off who pays whom, and how much.
4Round the payments if you would rather move whole rupees, and copy the result.

Questions

Is everyone's share the same here?: Yes — that is what this page is for. If people should pay different amounts, because some were there longer or some costs were not shared, the group expense splitter lets you divide each cost differently.
Why is the person who paid most sometimes not paid by everyone?: Because routing every payment to one person is not always the shortest way to settle. The page matches the largest debt with the largest credit repeatedly, which can mean one person pays another who is owed less.
What does rounding do to the total?: Only the payments are rounded. The page then states how much the rounding moved in total — usually a few rupees — so the group can decide who absorbs it.